Melissa Jean-Baptiste (@millennialindebt), a financial educator and author of "So This Is Why I Am Broke," shared her journey of overcoming financial struggles to buy her own home, motivated by the burden of student loans. She passionately advocates for mandatory financial literacy in schools, emphasizing its importance for Black and Brown communities to navigate money and build wealth. Melissa highlighted the impact of racial capitalism and the importance of understanding banking disparities, teaching students how to fight back with financial knowledge. She provided actionable steps for the youth: opening high-yield savings accounts and Roth IRAs, aiming to empower them with tools to achieve financial independence and growth.
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